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EMI Calculator
Calculate monthly EMI for loans
₹50K₹5Cr
1%25%
Monthly EMI
₹8,678
Principal
₹10,00,000
Total Interest
₹10,82,776
Total Payment (Principal + Interest)
₹20,82,776
Principal (48%)Interest (52%)
Loan Affordability Advisor
How much loan can you afford based on your monthly budget?
Maximum loan you can afford
₹28,80,771
at 8.5% for 20 years with ₹25,000/month EMI
Suggested loan split (if you have multiple needs)
Home Loan (70% of budget)
₹20,16,540
EMI: ₹17,500/mo @ 8.5% for 20 yrs
Car Loan (30% of budget)
₹3,57,111
EMI: ₹7,500/mo @ 9.5% for 5 yrs
Personal Loan (50% of budget)
₹3,76,344
EMI: ₹12,500/mo @ 12% for 3 yrs
Education Loan (80% of budget)
₹13,03,928
EMI: ₹20,000/mo @ 7.5% for 7 yrs
Tip: Total EMIs should not exceed 40-50% of your monthly income for financial safety.